Mutual funds are ideal for investors who want to invest in various kinds of schemes with different investment objectives but do not have sufficient time and expertise to pick winning stocks. Mutual funds give you the advantage of professional management, lower transaction costs, and diversification, liquidity and tax benefits.
Mutual funds give you access to a diversified portfolio and helps you reduce your overall risk. It also allows you the opportunity to invest small sums in varied investment schemes
Mutual Funds are managed by experts and well regulated by SEBI and hence it allows you to sit back and relax without having to worry about researching, buying and selling at the right time as compared to stocks
In Mutual Fund, investor has an option to have disciplined investment transaction on a regular basis through SIP |STP | SWP i.e. Monthly/weekly/quarterly etc.
Economies of scale allow you to pay lower transaction costs compared to an individual who enters the market directly.
Mutual funds are liquid in nature and easy-to-sell whenever you wish to
Equity Linked Savings Schemes (ELSS) qualifies under Section 80C of the Income Tax Act for tax deductions. Besides this, all interest or dividend income from the investments in mutual funds, are exempt from tax.
Commodity trading brings a basket full of diverse avenues for investment, away from the traditional avenues of equity, bonds and real estate. Based on the historical data, adding commodities exposure to your existing portfolio helps you increase the returns while lowering the risk. Commodities have very little or negative correlation with other asset classes.